Bleasdale & Co Solicitors Limited

01946 692165

contact@bleasdales.com

Conveyancing: Fixed Fees

Our residential conveyancing team is comprised of 6 experienced members including Director and Head of Conveyancing, Pamela Thomas, Laura Cameron, Registered Conveyancing Technician, Sophie Mills, Paralegal, Shannon Skilling, Paralegal, Susan Forsyth, Secretary and  Lynne Sewell, Secretary.   The team is supervised by Pamela Thomas, Director and Head of Conveyancing.

Referral Fee

Bleasdale & Co Solicitors Limited are not party to any referral fee agreements.

Please Note

The legal fees quoted vary from property to property and can on occasion be significantly more than the examples given. We can give you an accurate figure once we have sight of your specific documents and circumstances. You will be informed if the costs change as early as possible. Matters that can impact the costs estimate are:

  • Whether you are a first time buyer
  • Whether the property is freehold or leasehold
  • Whether you are purchasing a new build with a help to buy mortgage
  • Whether the property is an unregistered property
  • Whether the property is a shared ownership scheme
  • Whether the property is under a right to buy scheme
  • Whether the property is sold subject to an existing tenancy

Purchase of a registered freehold residential property for £250,000.00 with a standard mortgage

Our legal fees cover all aspects of the legal work involved to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax.

Conveyancer’s fees

  • Legal Fees – £770.00 (Plus VAT at £154.00)= £924.00
  • Telegraphic Transfer Fee – £25.00 (Plus VAT at  £5.00)  = £30.00

Disbursements

These are costs related to your matter that are payable to third parties, such as Land

Registry Fees and are paid on your behalf to ensure a smoother process.

  • Local Search £138.00 (Copeland)
  • Drainage Search £54.59
  • Environmental All in One Search £115.57
  • HM Land Registry Fee – £135.00
  • Priority Search – £3.00 (Plus VAT at £0.60) = £3.60
  • Bankruptcy Search – £2.00 per person (Plus VAT at £0.40) = £2.40

Estimated Total: £1,403.16

Stamp Land Tax Duty

This depends on the purchase price of your property and if you are a first time buyer. You can calculate the amount you will need to pay using HMRC’s website. 

How long will my house purchase take? 

How long will my house purchase take? This will depend on a number of factors, however on average it can take on average 8-12 weeks from when we receive the contract pack from the seller’s solicitors. However, it can be quicker or slower depending on the parties in the chain. For example, it may take longer than anticipated for the mortgage offer to be formally issued or for the seller’s solicitors to respond to our enquiries.

Stages of the process 

The precise stages involved in the purchase of a residential property vary according to the circumstances. However, below we have suggested some key stages which include:

  • Take your instructions and give you initial advice.
  • Check finances are in place to fund purchase and contact lender’s solicitors if needed.
  • Receive and advise on contract documents.
  • Carry out searches.
  • Obtain further planning documentation if required.
  • Make any necessary enquiries of seller’s solicitor.
  • Give you advice on all documents and information received.
  • Go through conditions of mortgage offer with you.
  • Obtain your signature on the legal documentation.
  • Draft transfer.
  • Advise you on joint ownership.
  • Obtain pre completion searches.
  • Agree completion date (date from which you own the property and receive the keys).
  • Exchange contracts and notify you that this has happened (date from which you are legally bound to purchase the property and fix the completion date).
  • Arrange for all monies needed to be received from your lender and you.
  • Complete purchase.
  • Deal with payment of Stamp Duty/Land Tax.
  • Deal with application for registration at Land Registry.

Our fee assumes that: 

  1. it is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction.
  1. the transaction is concluded in a timely manner and no unforeseen complication arise.
  1. all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation e. no indemnity policies are required. Additional disbursements may apply if indemnity policies are required. 

Purchase of a registered leasehold residential property for £250,000.00 registered with a standard mortgage

Our legal fees cover all the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England.

Conveyancer’s fees

  • Legal Fee – £770.00 + (Plus VAT at £154.00) £924.00
  • Legal Fee – Leasehold Fee – £350.00 (Plus VAT at £70.00) = £420.00
  • Telegraphic Transfer Fee £25.00 + (Plus VAT at £5.00) = £30.00 

Disbursements

Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease and management pack relating to the Property which will only be known to us once we have had sight of these documents. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease and management pack from the seller’s solicitors.

  • Local Search £138.00 (Copeland)
  • Drainage Search £54.59
  • Environmental All in One Search £115.57
  • HM Land Registry Fee – £135.00
  • Priority Search – £3.00 (Plus VAT at £0.60) = £3.60
  • Bankruptcy Search – £2.00 per person (Plus VAT at £0.40) = £2.40

Estimated total: £1,823.06 

Anticipated Disbursements.

  • Notice of Transfer fee – This fee if chargeable is set out in the lease. Often the fee is between £40 – £200 plus VAT (if applicable).
  • Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the lease. Often the fee is between £40 – £200 plus VAT (if applicable).
  • Deed of Covenant fee – This fee is provided by the management company for the property and can be difficult to estimate. Often it is between £100 – £250 plus VAT (if applicable).
  • Certificate of Compliance fee – To be confirmed upon receipt of the lease, as can range between £100 – £250 and VAT may be applicable.

These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of the specific documents from the seller’s solicitors.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as we receive this information from the seller’s solicitors.

Stamp Duty Land Tax 

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website.

How long will my property purchase take?

How long it will take from your offer being accepted until you can move into your home will depend on a number of factors. The average process takes between 8-12 weeks. It can be quicker  or  slower, depending  on the parties in  the chain.  For example, it may  take seller’s solicitors  longer  than expected to send the management pack which includes  service charge and ground rent information.

Stages of the process

The precise stages involved in the purchase of a residential leasehold property vary according to the circumstances. However, below we have suggested some key stages which include:

  • Take your instructions and give you initial advice.
  • Check finances are in place to fund purchase and contact lender’s solicitors if needed.
  • Receive and advise on contract documents (including the lease).
  • Carry out searches.
  • Obtain further planning documentation if required.
  • Make any necessary enquiries of seller’s solicitor.
  • Give you advice on all documents and information received.
  • Go through conditions of mortgage offer.
  • Obtain your signature on the final documentation.
  • Draft Transfer.
  • Advise you on joint ownership.
  • Obtain pre-completion searches.
  • Agree completion date (date from which you own the property).
  • Exchange contracts and notify you that this has happened.
  • Arrange for all monies needed to be received from your lender and you.
  • Complete purchase.
  • Serve notices on any relevant third parties as required by the Lease.
  • Deal with payment of Stamp Duty/Land Tax.
  • Deal with application for registration at Land Registry.

Our fee assumes that:

  1. it is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction.
  1. the transaction is concluded in a timely manner and no unforeseen complication arise.
  1. all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation e. no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Sale of registered freehold residential property for £250,000.00 registered with a standard mortgage 

Our legal fees cover all aspects of the legal work involved to complete the sale of your home, including obtaining and reviewing the official copies and redeeming the existing mortgage (if applicable).

Conveyancer’s fees 

  • Legal Fees £770.00 (Plus VAT at £154.00) = £924.00
  • Telegraphic Transfer Fee £25.00 (Plus VAT at £5.00) = £30.00

Disbursements

These are costs related to your matter that are payable to third parties.

  • Official Copy Entries £3.00
  • Title Plan £3.00
  • Any further documents from HM Land Registry £3.00 per document

Estimated Total: £960.00 

How long will the sale of my house take?

This will depend on a number of factors, however on average it can take on average 8-12 weeks from when we issue the contract pack to the buyer’s solicitors. For example, it may take the buyers longer than anticipated to obtain a mortgage.

Stages of the process

The precise stages involved in the sale of a residential property vary according to the circumstances. However, below we have suggested some key stages that you may wish to include:

  • Take your instructions and review the documents you have completed
  • Obtain and review the title documents from HM Land Registry
  • Prepare and issue the draft contract pack to the buyer’s solicitors
  • Review any enquiries raised by the buyer’s solicitors and respond to them
  • Agree completion date (date from which you will hand over the keys to the buyer)
  • Exchange contracts and notify you that this has happened
  • Complete the sale
  • Arrange for the existing mortgage to be redeemed with the remaining balance due to you

Sale of a registered leasehold residential property for £250,000.00 registered with a standard mortgage

Our legal fees cover all aspects of the legal work involved to complete the sale of your home, including obtaining and reviewing the official copies and redeeming the existing mortgage. 

Conveyancer’s fees

  • Legal Fees £770.00 (Plus VAT at £154.00) = £924.00
  • Legal Fees – Leasehold Fee £350.00 (Plus VAT at £70.00) = £420.00
  • Telegraphic Transfer Fee £25.00 (Plus VAT at £5.00) = £30.00 

Disbursements

These are costs related to your matter that are payable to third parties.

  • Official Copy Entries £3.00
  • Title Plan £3.00
  • Any further documents from HM Land Registry £3.00 per document

Anticipated Disbursements 

Obtaining management pack from the management company who collect service charge and ground rent. This fee is provided by the management company for the property and can be difficult to estimate. Often it is between £200.00 – £350.00 Plus VAT (if applicable).

Estimated Total: £1,383.00 

How long will the sale of my flat take?

This will depend on a number of factors, however, on average it can take on average 8-12 weeks from when we issue the contract pack to the buyer’s solicitors. For example it may take the buyers longer than anticipated to obtain a mortgage or it may take longer than expected for the management company to issue the management pack to us.

Stages of the process

The precise stages involved in the sale of a leasehold residential property vary according to the circumstances. However, below we have suggested some key stages which include:

  • Take your instructions and review the documents you have completed.
  • Obtain and review the title documents from HM Land Registry.
  • Obtain and review the management pack and issue to the buyer’s solicitors.
  • Prepare and issue the draft contract pack to the buyer’s solicitors.
  • Review any enquiries raised by the buyer’s solicitors and respond to them.
  • Agree completion date (date from which you will hand over the keys to the buyer).
  • Exchange contracts and notify you that this has happened.
  • Complete the sale.
  • Discharge any arrears on the service charge and ground rent or work out apportionment due back to you.
  • Arrange for the existing mortgage to be redeemed with the remaining balance due to you.

Contact Details:

Address:

14 Scotch Street

Whitehaven

Cumbria

CA28 7NG 

Email: contact@bleasdales.com

Telephone: 01946 692165 

Opening Hours:

Mon – Fri: 9:00am – 5:00pm

Sat: Closed Sun: Closed